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The Truth About Uber Accident Attorney in Tampa – What Victims Need to Know
Uber crash claims in Florida are anything but straightforward. Injury claims can be especially tricky and combative when you are hit by an Uber driver or you’re in a car accident while driving for Uber Eats or the rideshare company itself. It is important to understand how these accidents are treated under Florida law. You don’t want to be on the hook for medical bills, lost income, and other accident-related expenses without the right legal help. This is why you need an Uber accident attorney in Tampa. A seasoned attorney with the team at Car Accident Lawyer can assist you through the entire process, determining what party is at fault, handling your case, and fighting for every dollar that you are entitled to. You focus on healing. We will do the legal legwork.
How Common Are Uber Accidents in Florida?
Uber accidents are more frequent than most realize. Each year, thousands are injured in rideshare crashes across Florida, some suffering lifelong injuries or worse.
A University of Illinois Chicago study published in the Journal of Safety Research found that nearly a third of Uber drivers admit to being in an accident while on the job. Uber and other rideshare services have also been blamed for a 3% increase in car accidents between 2011 and 2016, MIT Technology Review documented.
An average of 11,300 crashes occur each year involving a ride-sharing company, including the number of injuries at 7,300 and 91 fatalities, according to the Florida Department of Highway Safety and Motor Vehicles.
The Most Common Causes of Uber Accidents
Uber car wrecks usually resemble those of normal car wrecks, but rideshare drivers get confronted with additional complications. Those who are exerting major pressure are:
Distracted Driving
Uber drivers have a lot of reliance on navigation apps and must account for alerts from the rideshare app itself, all of which contribute to distracted driving.
Driver Fatigue
Many work late hours or long shifts, increasing the risk of drowsiness and slow response times.
Speeding and Reckless Behavior
In a rush to complete more rides and boost earnings, some drivers speed or drive aggressively.
Inexperience
Not all drivers are familiar with local traffic patterns or laws.
Impaired Driving
Though rare, there are still instances of rideshare drivers operating under the influence.
Poor Vehicle Maintenance
Uber drivers are responsible for upkeep. Issues like worn-out brakes or tires can easily cause avoidable crashes.
Gaps in Insurance: Why That Matters
Insurance is one of the biggest challenges for drivers and victims alike. But too many take for granted that they’re well-insured while working for Uber using the Uber app — and they’re not.
No UM/UIM Coverage
Drivers are not covered for uninsured/underinsured motorists (UM/UIM) by either Uber or Lyft. If you are struck by someone who doesn’t have enough coverage, you are likely out of luck unless you have personal UM/UIM insurance.
Minimum coverage in Florida is not enough
Florida only requires $10k PIP (Personal Injury Protection) and $10k PDL (Property Damage Liability). That’s not nearly enough to pay for a major accident.
Paying Out-of-Pocket
You could be on the hook for medical bills, lost income, and damage to property if you don’t have the right coverage.
Protecting Yourself
If you are an Uber or Lyft driver, maybe you could get rideshare endorsements and UM/UIM coverage for your policy.
Coverage When You’re Between Rides
Drivers often don’t realize the app status determines coverage:
- Offline: Only personal insurance applies.
- Available but Not on a Ride: Uber provides limited liability only—no collision or UM/UIM.
- En Route or With Passenger: Uber’s full commercial policy applies, including liability and contingent collision (if personal insurance includes collision).
Real-life Example: A Tampa Uber Eats driver logs into the app but hasn’t accepted a job yet. She’s been hit by another vehicle. Uber denies coverage. Her insurer also denies the claim—she wasn’t technically on a delivery. Now she’s left with medical bills and no way to pay unless she adds a rideshare endorsement.
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Why Uber Accident Claims Are So Complex
Rideshare claims involve:
- Multi-party liability (Uber, driver, other motorists)
- Multiple policy layers and unclear coverage
- Disputes over whether a driver was “on the clock”
- Gaps in coverage that leave victims and drivers vulnerable
Victims may be passengers, other drivers, or pedestrians. Each case is unique, and fault isn’t always easy to determine. That’s why hiring an Uber accident attorney in Tampa is vital. At Car Accident Lawyer, we have experience in high-stakes insurance negotiations and understand the complexities of these cases.
How Car Accident Lawyer Fights for You
Led by former Florida prosecutor Zachary D. Armocida, Car Accident Lawyer has helped clients across Tampa, Brandon, Sarasota, Fort Myers, and all of Florida recover millions. We:
- Investigate crash details and app logs
- Secure medical records and witness testimony
- Negotiate aggressively with Uber and insurers
- Take your case to trial if necessary
You won’t pay a dime unless we win your case. Call 844-970-4370 now for a free consultation.
Proven Results That Speak for Themselves
We recently secured a $900,000 settlement for a Tampa Uber driver who was not at fault but needed surgery. The insurance company initially offered just $20,000. We knew better—and fought harder.
Take Action Today
If you’ve been injured in a rideshare crash—driver or passenger—don’t delay. Evidence fades, and insurers act fast. Trust a real Uber accident attorney in Tampa to protect your rights and secure your future. Call Car Accident Lawyer at 844-970-4370 today. We’re available 24/7 and serve the entire state of Florida.
Your recovery starts with the right legal team. Let Car Accident Lawyer take care of the fight, so you can take care of yourself.